If you're taking 6 or more credits and paying the health service fee as part of your tuition, you’re required to have health insurance during the Fall and Spring semesters. One easy way to meet this requirement is to sign up for AcademicBlue, the Student Health Insurance Plan (SHIP) offered through Blue Cross Blue Shield of Montana.
Student Health Insurance Plan (SHIP)
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SHIP is a private insurance plan designed just for Montana University System students. It offers strong coverage (Gold-level or better) at a student-friendly price. Here’s what you should know:
- You choose to purchase each semester (Fall and Spring).
- Only registered students can enroll — it doesn’t cover spouses or dependents.
- Everyone pays the same price for the same benefits over the same coverage period — no confusing tiers or levels.
- Once you’re enrolled, you’re covered for the full semester. There’s no option to cancel early or pay less if you leave school.
To learn more about the plan's benefit coverage, visit .
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- Fall 2025 (Aug 1 – Jan 31): $2,232
- Spring 2026
- If you had the Fall plan: Feb 1 – Jul 31 = $2,232
- If you’re new to the plan in Spring: Jan 1 – Jul 31 = $2,597
(Includes a $40 admin fee)
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- Coverage is active to the end date, even if you graduate prior to it.
- This plan is not employer-based, so the Consolidated Omnibus Reconciliation Act (COBRA) doesn’t apply after graduation or if you’re no longer eligible for SHIP.
- Need family coverage? Or need help finding insurance if you’re not eligible for SHIP? Resources are available. Please contact Dawn-Camara Clark for support.
Questions?
Contact Dawn Camara-Clark, Student Insurance Advocate
📞 406-243-2844 | Fax: 406-243- 6981
📧 studentinsurance@mso.umt.edu (Include your student ID/790# when emailing)